Main Article Content

Abstract

The purpose of writing this thesis is to prove the influence of Interest Rate, and ROA, toward the ime of Deposits at PT. Bank Sinarmas, Tbk. The study was using Multiple Linier Regression analysis along ith an Ordinary Least Square was conducted by hypotheses test which is will be proven by used T- statistic and -statistic with level of probability 5%.

The analysis also provide the Determination of coefficients test (R2) and Muticolinearity. The result of regression equation is Time Deposits = 36.797,01 + 1.297182 Interest Rate + .300104 ROA. Based on the analysis above, the result of simultaneous hypothesis test (F-test) showed that the nterest Rate, and ROA has positive influence positively toward time deposits with a probability level of ,0208135.

The result of partial hypothesis test (t-test) showed that interest rate influence positively to the time eposit and partially speaking ROA has an influence positively to the time deposits. The value of adjusted R2 in egression models obtained 0,8503. This is an empiric fact that shows that the major effect of the those variable as power about 85,0346% to explain the Time Deposits while the remaining 14,9654% are explain by other actors which is not define on this research. 

Keywords

Interest Rate Return On Asset (ROA) Time Deposits

Article Details

Author Biographies

Melnia Gunawan, STIE-IBEK Prodi Akuntansi

Mahasiswi Program Studi Akuntansi STIE-IBEK

Pan Budi Marwoto, STIE-IBEK Bangka Belitung

Dosen Tetap STIE-IBEK

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