ANALISISPENILAIANTINGKATKESEHATAN BANKDENGAN MENGGUNAKAN METODE RGEC PADA BANK UMUM BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2013 – 2017

Abstract

         This thesis is written by Yossie Ria Anggraini, with student identification number140150093, in Bahasa Indonesia, it is entitled “Analisis Penilaian Tingkat Kesehatan Bank Dengan Menggunakan Metode RGEC Pada Bank Umum BUMN Yang Terdaftar di Bursa Efek Indonesia Tahun 2013 – 2017”. The objective of this research is to find out: (1) the healthy level of banks in terms of risk profile aspects in 2013-2017, (2) the healthy level of banks in terms of good corporate governance aspects in 2013-2017 (3) the healthy level of the bank in term of earnings aspects in 2013-2017, (4) the healthy level of the bank in term of capital aspects in 2013-2017, and (5) the healthy level of the bank in term of risk profile, good corporate governance, earnings, and capital aspects in 2013-2017.

     The data were collected through documentation. This research undertook four RBBR factors, risk profile factor through the NPL ratio and LDR, Good Corporate Governance factor, Earning factor through the ROA ratio and NIM, and Capital factor through CAR.

         The result of this research shows that in the periods of 2013-2017, all of the researched banks get predicate as healthy to very healthy. The risk Profile factor shows banks' NPL are under 5% and most banks' LDR get predicate as healthy enough. The good Corporate Governance factor shows banks get predicate very good. Earning factor show banks' ROA is over 1,5% and banks' NIM is over 3%. Capital factors show banks' CAR is over 11%.